You may be surprised to find you could qualify for one of Denver’s home buying assistance programs.

The Mortgage Credit Certificate (MCC) Program allows qualifying borrowers to receive an annual federal income tax credit equal to 30 percent of the annual interest they pay on their mortgage loan ($2,000/year maximum). For more information visit DenverGov.org/oed > Housing Assistance.

The Metro Mortgage Assistance Program provides a down payment assistance (DPA) grant equal to 4 percent of the mortgage amount. Low and moderate income homebuyer families do not have to be first-time homebuyers. Families of two can have an income up to $91,100 and families of three up to $103,000. The mortgage interest rate is anticipated to be 3.5 percent. There is no maximum home purchase price. For more information visit DenverGov.org/oed > Housing Assistance.

The Wells Fargo NeighborhoodLIFT down payment assistance program offers eligible homebuyers $15,000 for the purchase of a primary owner-occupied residence in Denver. Owners must live in the home for five years to keep the full grant. Eligible buyers must have a family income equal to or less than 120 percent of the area median income. For example, a household of two qualifies with an income between $61,750 and $64,450. For more information visit WellsFargo.com/mortgage/lift.